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CPP and OAS Deferral Strategy Spreadsheet

A spreadsheet calculating the optimal age to start CPP and OAS benefits. Rows show ages 60 to 70, with columns for monthly payment amounts, total lifetime income, and a highlighted cell for the maximum payout.

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Part of Canada Retirement Spreadsheet: Track Every Dollar by SandBox Studio. Licensed under CC BY 4.0 — Free for personal use. Free to use with attribution.